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When does the 3 year period start for a Prayer for Judgment? For insurance purposes, the insurance industry looks at the date of occurrence. So if you received a Prayer for Judgment on 2/24/14 for a ticket you received on 12/1/13, the insurance company looks at the 12/1/13 date. You can continue the case for years and it will not make a difference. However, the DMV looks at the entry of judgment date. For DMV purposes, continuing a case may be advantages.
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