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Year Round School started up today in Wake County. Now is a good time to review how speeding in a school zone can affect your insurance.
North Carolina General Statute 58-36-75 describes certain insurance waiver provisions under the Safe Driver Incentive Plan. That statute provides that a first conviction within a three year period for speeding 10 mph or less above the posted speed limit will not create any grounds for an increase in insurance premium points. (This waiver does not apply for speeding offenses that occur within a school zone.) This section of the law also provides that under certain circumstances where the driver has had an accident within the previous three year period, the 10 mile or less above the limit waiver does not qualify for the insurance premium enhancement point waiver.